There is no doubt that checking account holders who prefer to order Baltimore Ravens checks are after not just fun, expression, uniqueness, and individualism. Many of them see intrinsic value in undergoing this level of customization and personalization. However, the one thing that is commonly holding them back is the fact that they are not very much aware of the security technology that is being applied to the personalized checks they order online.
For Baltimore Ravens fans, it is important to understand that for majority of online check printers, the security of their customers is their top priority. The security protocols that are being implemented normally apply to both personal and business checks from any type of issuing bank or financial institution. Many of these online check printers are aware of the significant statistics that about 12 million Americans or one in every 20 adults is victimized by identity theft.
To provide them with the peace of mind when they order Baltimore Ravens checks, the following security precautions are taken.
1. Specialty paper
One of the most basic types of security technology that is being implemented for checking account holders that require personalization, like when they order Baltimore Ravens checks, is to use specialty paper. The type of paper used actually provides an additional layer of security for the checking account holder primarily because it makes use of certain characteristics that are embedded into the paper.
The hidden features are not readily detectable by the naked eye in most instances. The specialty paper can also be used for both personal and business checks to ensure that all transactions remain protected. This also translates to every printed check ordered meeting the ANSI X9 standards as well as complying with the Check 21 guidelines. The priority is to ensure that every checking account holder is protected from having their bank checks copied or faked.
2. MicroPrinting logo
Another level of security that is implemented during the printing process for the check that is not easily detected by the naked eye is the placement of the MP logo. The MP actually stands for MicroPrinting and is placed on the signature line of the check. This logo is normally laser printed on the specialty paper to make it stand out and minimize the possibility of being erased intentionally by unscrupulous individuals.
The placement of the MP logo on the signature line is actually a recommended security feature by the Financial Stationers Association. This recommendation is part of the process that ensures every bank check that is issued by the checking account holder is legitimate and adequately protected to maintain the validity of the transaction that has been entered into. It also goes a long way to protecting the financial assets of the checking account holder.
3. Padlock icon
Those who have ordered personalized bank checks online before may have noticed the placement of the padlock icon just inside the border. The placement of this icon is actually more than just a visible deterrent, it also signifies the fact that there are actually a minimum of three security features that are implemented on the particular check that has been ordered and printed for the checking account holder.
As to the specific security features that have been implemented on the individual bank checks, the discretion is normally left to the online check printer. In most instances, at least one of the security features that have been implemented is proprietary in nature. This means that the security protocol is specific to their printing company. The other complementary security protocols may be industry standards common to other bank checks.
4. Warning band
This is normally placed by the check printer in the border of the bank checks to indicate that the document that is produced has specific security features. This helps the receiving parties, organizations, or institutions to validate the authenticity of the issued bank checks to ensure that they are not forgeries or copies of the original. Essentially, in many instances, the most common way to implement fraud or scam is to photocopy the original check.
In some instances, some details like the amount of the check is erased and replaced with another amount by unscrupulous individuals. The warning band alerts the receiving party or the bank where the check will be deposited or encashed to look for the specific security features that have been embedded by the online check printers to help them validate not only the authenticity of the check itself, but also the accuracy of its contents, especially the amount before issuing a payout.
5. Original Document inscription
Another usage of the MicroPrinting technology is the placement of the words Original Document around the signature line of laser checks. The words are repeated continuously to create a border, which essentially cannot be duplicated on any conventional scanner or copier. This gives the checking account holder peace of mind when they order Baltimore Ravens checks because they can be assured that all the bank checks they will issue will be original.
This security technology embeds invisible fluorescent fibers within the security paper that is being used for the bank checks. The distinct advantage of this security protocol is that the fibers remain undetected with the naked eye and will only appear when the bank check is subjected to Ultraviolet light.
This is actually similar to the level of protection that is implemented on the currency of many nations around the world. Not only is this type of security protocol undetected by the naked eye, but it is also one of the more difficult to duplicate, thus making it one of the more effective security technologies in use.
7. Security screen
Checking account holders that order Baltimore Ravens checks should verify if the online check printer makes use of this security technology. This is normally printed on the backside of every bank check. The effectiveness of this security protocol is that when subjected to photocopying techniques, the result will not be as clear or readable, which is a red flag for potential forgery. It will normally read as Original Document and is accompanied by a security features like:
• Bleach reactive brown stain with full solvent reactivity
• Ghost security patterns that will not appear when scanned or photocopied
• Color security patterns which complicate alteration of the document with cut-and-paste forgery methods
• UV dull basesheet that easily distinguishes the authentic from the fake once subjected to ultraviolet lighting
The next time that you want to order Baltimore Ravens checks but have doubts keep these security technologies in mind.
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